Saturday, March 16, 2024
Stress Free!
All this talk of Stress Tests on mid cap and small cap funds....all because of
the extra 'froth' that every good cup of coffee has...and attracts! My point is
asset allocation is a function of your Risk Profile and Risk appetite. As per
your portfolio plan, you would allocated funds into the asset class with time
horizons proportionately. Surely, it could not have been looking at liquidity,
days for liquidation of portfolio, when deciding on a mid cap or small fund! A
pure overnight or liquid fund will be just right for that. So if a frothy coffee
excites you, remember there is a Starbucks price to it, there is a doctor
signoff based on your health condition...and most importantly why you are having
the coffee?!! Is it time pass, grabbing a quick bit before you move on or it is
a deliberate SIP ..before better things ahead?!! Life is not all about stress
tests only....but health is! So healthy diet, healthy lifestyle and planned
investments...the road to Stress free life. #joyofliving #joyofinvesting
#stressfree
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