The no 1 is SIP - The Systematic Investment Plan
There is never a right time for it. Dont even try timing the market.
Over the long term the investment accumulation looks so much better.
Insist on a Risk Profiling and then the right choice of Funds and Schemes.
No 2 to No 6 - Are the 5 different Insurance policies everyone must have. Well written article which I thought of sharing with you all.
Run a checklist of the ones you already have, then lets talk on the ones that you have missed out on.
Enjoy and SIP the joys of investing....